Terms of Use
Who we are
These terms of use govern your access to and use of farnesto.site, operated by Farnesto Financial Consulting (Pty) Ltd (Proprietary Limited (Pty) Ltd), trading as Farnesto, a financial consulting business registered in South Africa under registration number 0074943002. Our registered address is 48 Kingsway Avenue, Willows, 9300 Bloemfontein, South Africa, and we can be reached at [email protected] or +27 51 468 3740.
By using this website, submitting our contact form, or subscribing to our email updates, you agree to the terms set out below. If you do not agree with them, please do not use the site.
What does Farnesto do?
Farnesto provides financial consulting services to clients in South Africa and, where applicable, abroad. This website is intended to introduce our services, share information relevant to our field, and provide ways for prospective and existing clients to get in touch with us.
Nothing published on this site — articles, guides, commentary or general information — constitutes individualised financial, investment, tax or legal advice. Any such advice is only given once a formal engagement with Farnesto has been agreed in writing.
Who may use this site?
You must be at least 18 years old, or acting with the consent of a parent or guardian, to use this site or submit information through it. By using the contact form or subscribing to our emails, you confirm that the information you provide is accurate and that you are legally entitled to provide it.
We reserve the right to refuse service, restrict access, or terminate any engagement where we reasonably believe these terms, or applicable law, have been breached.
How does the contact form work?
When you complete our contact form, you send us the details you choose to include — typically your name, email address, phone number and the content of your message. This information is used solely to respond to your enquiry and, where appropriate, to follow up regarding our services.
We treat this information as confidential and process it in accordance with our Privacy Policy and the Protection of Personal Information Act (POPIA). Submitting the form does not create a client relationship with Farnesto; a formal mandate or engagement letter is required before any advisory services begin.
What about the email subscription?
If you subscribe to our mailing list, we will use your email address to send you updates, insights and occasional promotional material related to our consulting services. You may unsubscribe at any time using the link provided in each email, or by contacting us directly at [email protected].
We do not sell, rent or trade subscriber email addresses to third parties. Further detail on how this data is handled appears in our Privacy Policy.
What can you expect from the content on this site?
We take reasonable care to keep the information on this site accurate and current, but financial markets, tax rules and regulatory frameworks change frequently, and we make no warranty that the content is complete, up to date, or free of error at any given moment.
You should not act, or refrain from acting, on the basis of anything published here without first obtaining specific advice from us or another appropriately qualified professional.
Who owns the content on this site?
Unless otherwise indicated, all text, graphics, logos and other material on this site are the property of Farnesto Financial Consulting (Pty) Ltd or are used under licence. You may view and print material for your own personal, non-commercial reference, but may not reproduce, distribute or republish it without our prior written consent.
The Farnesto name and any associated logos may not be used in connection with any product or service without our express permission.
What are the limits on our liability?
To the fullest extent permitted by South African law, Farnesto and Farnesto Financial Consulting (Pty) Ltd shall not be liable for any direct, indirect or consequential loss arising from your use of, or inability to use, this website, including loss arising from reliance on published content or from technical failures beyond our reasonable control.
Nothing in these terms limits liability that cannot lawfully be excluded, including liability for gross negligence or intentional misconduct on our part.
Can these terms change?
We may update these terms from time to time to reflect changes in our services, our obligations under law, or the way the website operates. The version in effect is the one published on this page, and the effective date is noted in the sidebar.
We encourage you to review these terms periodically. Continued use of the site after changes are published constitutes acceptance of the revised terms.
Which law governs this agreement?
These terms are governed by the laws of the Republic of South Africa. Any dispute arising from your use of this site, or from these terms, will be subject to the jurisdiction of the South African courts.
If any provision of these terms is found unenforceable, the remaining provisions continue to apply in full.
How can you reach us?
If you have questions about these terms, or about anything else on this site, please contact Farnesto Financial Consulting (Pty) Ltd at [email protected] or +27 51 468 3740, or write to us at 48 Kingsway Avenue, Willows, 9300 Bloemfontein, South Africa.